Fire & General
General Insurance
Business Insurance
Public Liability – legal liability from damage or injury to third parties resultant from your business, products or services.
Business Interruption – loss of turnover resulting from a material damage loss, and the additional cost of working to reduce that loss.
Material Damage – physical loss or damage to tangible property (e.g. buildings, plant, stock, and equipment).
Farm Insurance
Farm Assets – Covers buildings, plant, equipment and stock (includes milk, irrigation, hay, straw, wool, deer velvet and the like) for accidental and sudden loss or damage.
Machinery Breakdown – machinery and equipment if it accidentally breaks down, especially submersible pumps.
Livestock Insurance – cover for farm livestock caused by specified events.
Travel Insurance
Cancellation / Travel Disruption – cover for lost deposits, flights and accommodation when your travel is disrupted.
Medical & Life – what if you get sick when you’re overseas? We’ll cover your medical expenses and get you home.
Baggage & Effects – if your personal belongings are lost while holidaying, or they’re stolen or damaged, you’re covered.
Domestic Insurance
House Insurance – your house is your castle, and we’ll do everything to ensure its safety.
Contents Insurance – cover for all of your household contents at home.
Vehicle Insurance – loss or damage to registered or unregistered vehicles.
Bed & Breakfast and Airbnb Insurance
Buildings and personal contents – including all items used by the Bed and Breakfast operation.
Public, Statutory and innkeepers liability – cover for all the liabilities you may face.
Damages and Protection – a package custom made for B&B operators
Tradie Insurance
Cover for your tools and devices – replacement cover for loss, damage or theft of tools anywhere in New Zealand.
Vehicle Insurance – cover for accidental loss or damage to vehicles or trailers.
Business Continuity and Legal Liability – cover for risk and commitments should something occur.
